Reply to What’s the biggest mistake you have ever made?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Leaving my marriage without doing anything / making any arrangements or agreements about the house we owned. Years later my credit score is great (I worked so hard, it was in the 500s when I left my ex) but  although I desperately want to try to buy my own new home now, I doubt I will ever qualify for a new mortgage since my name is still on the old loan/house, though he pays. It's heartbreaking and I feel like I will pay for this mistake for the rest of my life.[/quote]

He can refi and get the mortgage in his name. [/quote]  Also, it will still count against your debt to income ratio, but if you can show proof that you don't pay the mortgage the lender will consider this. At least my ex's lender did. [/quote]
Thank you! I will look into this.[/quote]

Hi I experienced this too. Depending on where you live if you prove residency isn’t primary at the place where mortgage is (eg rent statement, new Id address, utility bills) they are required to remove it. [/quote]

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