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Reply to "Giving your married child a down payment, then divorce "
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[quote=Anonymous]In addition to the down payment, mortgage lenders like to see money set aside for unexpected expenses, several months of mortgage payments, taxes and living expenses. It surprises people how much money needs to be in an untouched account in order to convince the lender. This is usually at the last moment, not at the pre-approval or even the approval stages. I am not sure the daughter knows about this. Is she a first time home buyer? Would it be beneficial to the daughter to have a separate joint account with Dad to show the lenders?[/quote]
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