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[quote=Anonymous]OP, you’ll have to make more than the minimum payment every month to get your credit cards paid off. You’re just treading water by paying just the minimum. If you can’t work 7 days a week, at least work one extra day a week. You’ll get yourself out of debt faster if you can do more. Just don’t do nothing. Put most of that extra income towards your credit card debt, but also start a savings account for an emergency fund, so you won’t always be at the mercy of credit cards. So if can make an extra $400/month, use $300 to pay down the cc and put $100 in the emergency fund. The first few months may feel hard, but you’ll start to feel better when you see that you’re making progress.[/quote]
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