Reply to Are there really men whose dream it is to have their wife not need to work?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Please make sure you have your own retirement savings. So many women I know were SAHMs until divorce happened. [/quote]
You should get half of his retirement savings in a divorce. The bigger issue would be lack of current income. [/quote]

People live a long time.  1/2 retirement is not enough to live on/retire on for a woman in her 50s faced with entering the job market for the first time in over 25 years.

I have a parent in assisted living. You have no idea how expensive those places are--my mom can afford it on her own retirement + my dad's pension after he died.  I can't imagine how women left stranded could make retirement/old age work...it's of epidemic proportions--elderly care and lack of housing and the astronomical expense.  Americans are ill-prepared.[/quote]

This.  My mom retired in her mid-50s, and is divorced.  Her current income consists of Social Security and a very small pension.  She has moderate Alzheimer's and is not capable of living independently.  We tried having her live with us and it was unsustainable, so we moved her to memory care, using her life savings to pay the nearly $8,000 per month cost.  Now that her money's gone, we are applying for assistance from the state so that she can continue living in her current memory care. She's nearly 83 years old and has no health issues aside from the Alzheimer's so she could easily live like this for another decade.  She just can't understand why I can't just upend my family and my career and devote myself to caring for her.  Growing older in the US can be terrifying even if you plan for it - not planning for it at all and relying on someone else to provide for you is insane.  [/quote]

Same. Did 6 mos at my parents home while grandma interviewed at centers (like living with a 2 yo again), then she paid 3 years in memory care, bankrupt herself, and then the church or taxpayers paid the rest. Stayed in same place. Prob 10 years total. [/quote]

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