Reply to FAFSA - is middle-class waste time applying?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If my income was $300k I would have zero problems being able to pay for my kid to go to an expensive, private college. You need a dose of reality[/quote]

No necessarily true! 300k sounds a lot. But  after tax, medical and retirement deduction, it is lucky if could take home half of it. With other kids to support, who can afford to use 50% of take home money paying for one kid’s college expenses?[/quote]

Still not middle class - you live in the DC bubble, so you think anything under $1m per year is "middle class". GMAFB.

OP, many private sector people make less than you, stop trying to play martyr. [/quote]

Two incomes 150k each is not that wealthy to live in dc area with age 50+ plus multiple kids[/quote]

Omg. I make 1/3 of this and my kids are going to college. Unreal[/quote]
Your kid is going to a $70K/yr college with no financial aid?

OP is talking about a college that is  $70k+/year college.[/quote]

Yes, they probably can pay if they made the sacrifices that most posters aren't willing to make.  Every $10K vacation, nope, you go to a $2K vacation or skip it and put it in the college fund.  See how that works? [/quote]
Where do you go for $2k on vacation for a family of four?  We've never been to Disney World, and even the "cheap" vacations costs more than $5k.

In any case, life is more than just working and saving. Yea, I want to enjoy my life. We work hard.  Most kids will do fine at cheaper in state colleges.

And the PP didn't say that they have a 529.

We also have enough to pay for in state in our 529, but our hhi is more than $100k.  We also aren't feds so we won't have cheap health insurance when we retire.  We have crap insurance, I think we end up paying like $15k to $20K per year just on medical costs (including premiums).  Broken bones, being hit by a car, illnesses... life choices, I guess.

I suppose we should all have chosen to work for the government so that we could have good health insurance and retire before 65.   Life choices.[/quote]

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