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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous]Note to all [b]All medical bills are negotiable.[/b] Before paying medical bills call the A/R department to ask them what amount of money they will accept to close out the invoice. Signed--we had $80,000 in medical bills (this was with Obamacare) and we were able to negotiate the $80,000 down to around $15,000 to close out the invoices. I had to call each vendor that sent us bills: hospital, individual doctors, labs to see how much they would accept to close out each invoice.[/quote] I'm the PP with the special needs child with a lot of medical expenses. This is true to some extent, but we are often in the position of having to pay in advance to receive the care because it's known to be a non-covered expense. For us, it's a special need with a rare medical complication. There is a non-profit organization for their particular condition that will help if we found ourselves really unable to pay (they do an asset test) but so far we have been able to. But if you have a child with a chronic condition, you can get things negotiated sometimes, but sometimes not. But I absolutely agree that you should try to negotiate all medical bills. We have had a few whittled down.[/quote]
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