Anonymous wrote:Note to all
All medical bills are negotiable.
Before paying medical bills call the A/R department to ask them what amount of money they will accept to close out the invoice.
Signed--we had $80,000 in medical bills (this was with Obamacare) and we were able to negotiate the $80,000 down to around $15,000 to close out the invoices. I had to call each vendor that sent us bills: hospital, individual doctors, labs to see how much they would accept to close out each invoice.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Target is honest work. It’s disgusting that people would rather get themselves into debt or max out credit cards instead of working.you easily could get 20k dog watching too. $50 a dog per day.
I don’t understand why they need childcare.
She explained about special needs kids and being unable to lose the spot. Since she already has childcare the smartest thing would be to work for the interim. Ridiculous that some of you think you are above restaurant work or tutoring.
i keep seeing tutoring (and SAT tutoring!) brought up. Why are posters so sure that OP is qualified to tutor--especially on the SAT?
My kid is a senior in high school and I know I've read about SAT tutors on the college forums--parents are paying hundreds of dollars an hour for these tutors! Are these expensive tutors really just random unemployed people with zero training and poor decision making skills?
OP is in a job that is the primary breadwinner over a college professor--I think people are assuming she has a strong educational background. I was qualified to teach SAT classes for Kaplan in college because I scored over the 98th%ile. I knew nothing about how to help people take SATs, I was just a kid who did well on standardized tests. Of course I wasn't a super-pricey tutor, but often the main function of the tutor is to know the test material, a few strategies and to be a nag that isn't the parent.
PP you quoted here. I'm honestly shocked by this! Glad I didn't waste money on tutoring for my kid ( He got a 35 on the ACT.)
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:You have a million dollar house and no savings? Start driving uber.
Op here. $1.5 million, but yeah. We had savings but it’s been wiped out in the last few months.
Wow. $1.5m and out of emergency funds in a few months even with one person working...talk about house poor.
Op has an ill child. Don’t be cruel. I’m sure they didn’t plan to be in this position.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Target is honest work. It’s disgusting that people would rather get themselves into debt or max out credit cards instead of working.you easily could get 20k dog watching too. $50 a dog per day.
I don’t understand why they need childcare.
She explained about special needs kids and being unable to lose the spot. Since she already has childcare the smartest thing would be to work for the interim. Ridiculous that some of you think you are above restaurant work or tutoring.
i keep seeing tutoring (and SAT tutoring!) brought up. Why are posters so sure that OP is qualified to tutor--especially on the SAT?
My kid is a senior in high school and I know I've read about SAT tutors on the college forums--parents are paying hundreds of dollars an hour for these tutors! Are these expensive tutors really just random unemployed people with zero training and poor decision making skills?
OP is in a job that is the primary breadwinner over a college professor--I think people are assuming she has a strong educational background. I was qualified to teach SAT classes for Kaplan in college because I scored over the 98th%ile. I knew nothing about how to help people take SATs, I was just a kid who did well on standardized tests. Of course I wasn't a super-pricey tutor, but often the main function of the tutor is to know the test material, a few strategies and to be a nag that isn't the parent.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Target is honest work. It’s disgusting that people would rather get themselves into debt or max out credit cards instead of working.you easily could get 20k dog watching too. $50 a dog per day.
I don’t understand why they need childcare.
She explained about special needs kids and being unable to lose the spot. Since she already has childcare the smartest thing would be to work for the interim. Ridiculous that some of you think you are above restaurant work or tutoring.
i keep seeing tutoring (and SAT tutoring!) brought up. Why are posters so sure that OP is qualified to tutor--especially on the SAT?
My kid is a senior in high school and I know I've read about SAT tutors on the college forums--parents are paying hundreds of dollars an hour for these tutors! Are these expensive tutors really just random unemployed people with zero training and poor decision making skills?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:You have a million dollar house and no savings? Start driving uber.
Op here. $1.5 million, but yeah. We had savings but it’s been wiped out in the last few months.
Wow. $1.5m and out of emergency funds in a few months even with one person working...talk about house poor.
Op has an ill child. Don’t be cruel. I’m sure they didn’t plan to be in this position.
Anonymous wrote:Anonymous wrote:Anonymous wrote:You have a million dollar house and no savings? Start driving uber.
Op here. $1.5 million, but yeah. We had savings but it’s been wiped out in the last few months.
Wow. $1.5m and out of emergency funds in a few months even with one person working...talk about house poor.
Anonymous wrote:Just on the picking up an extra job front: In OP's shoes I would not do substitute teaching, McDonald's, or anything else that requires taking a lot of sh*t. Target, Costco, temp work if your coworkers are good, and other jobs are fine. But substituting and fast food really take it out of you. It's hard to job hunt and take care of a special needs kid after spending all day substituting. Also Uber Eats is unlikely to be worth the paycheck unless you really work to optimize it. Tips are unpredictable and it takes gas money and puts miles on your car. People need to be smarter about their side gigs!
Anonymous wrote:Anonymous wrote:Target is honest work. It’s disgusting that people would rather get themselves into debt or max out credit cards instead of working.you easily could get 20k dog watching too. $50 a dog per day.
I don’t understand why they need childcare.
She explained about special needs kids and being unable to lose the spot. Since she already has childcare the smartest thing would be to work for the interim. Ridiculous that some of you think you are above restaurant work or tutoring.
Anonymous wrote:Anonymous wrote:I’d be knocking on target or Walmarts door so fast if I were in this situation and figuring out the loan at the wee hours of the morning. Ain’t no way!
Crazy. OP didn't say her income, but she did say it was over her husband's $120K. Let's say she makes $150K. You really think the best route for someone who is laid off from a $150K job is to run to a $38K job at Target??