Reply to Post nup after wife starts earning more

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I call troll. If he's a PhD scientist then he's making at least $120k and so your making $360k. If you think that's insufficient for college, living expenses and retirement then why are you pregnant with a 2nd child? [/quote]

I never said I don’t think our combined HHI (you are spot on, btw) is inadequate, but as we all know and lament, $240k is inadequate if your goal is 2 children and to pay for college and retirement in 2023.

I would love to work a job I liked better and that was less stressful and only make $120k, but it would mean making sacrifices I’m not willing to make (like not paying for college).
[/quote]

Just to clarify, since people are harping on this: is your HHI $240K or $480K?  There’s a huge difference. If the latter (he’s at $120 you’re at $360), then you have ample resources to do everything and if you want to drop back to a $120K job for your passion, then you can do that and still meet your commitments to your kids. Believe me. You’re young. You have time on your side, and your incomes will rise and your investments will grow.

If the former (he’s making $60 you’re making $180), then maybe you have a point if your DH makes only $60K. PhD scientists start at roughly $75K right out of grad school so by now he should be at least at $90K. So yes, he needs to have a little career focus and catch up to where he could certainly be. A PP mentioned $120K, and that’s a reasonable place for a research scientist in their mid-30s. Would that be enough for you?[/quote]

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