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College and University Discussion
Reply to "WSJ: the Secrets of Elite College Admissions"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Many lower income families need to [b]weigh the aid packages against each other[/b], and you can't do this with ED.[/quote] You can do it in advance by running the net price calculators. Every college has one by law.[/quote] Sigh. We keep having this discussion. First of all, all aid packages are not created equal. "Meeting need" doesn't mean they will necessarily give you a grant for the entire amount. It is also true that many private schools (and some publics) may also provide significant merit aid, which is not taken into account in the net price calculator. This can be a big factor for a kid that is toward the higher end of income of those who qualify for financial aid. This is why the system is most helpful to those who are very poor or rich. https://blog.collegevine.com/schools-that-meet-100-percent-financial-need/[/quote] "Sigh". Yes we keep having this discussion, and you keep being wrong about whether any family can have a kid apply ED if the college is affordable. They absolutely can. Merit Aid is a totally different thing, and that can also be researched. And lots of schools DO put the expected merit aid in the NPC. But guess what? With very few exceptions, [b]if your kid is applying to a school where they will receive merit aid, they don't need any "advantage" from ED[/b]. [b]What you can afford should be determined long before you kid begins the application process[/b]. It should NOT be a "toss out the apps and we'll see which one is best". That is why the NPCs are so valuable. No family should avoid ED for the reasons the PP above states. [b]PP is completely wrong[/b], and any admissions officer, financial aid officer, college counselor, or person in the know will tell you. If you doubt me, ask one, (or all) of them. PP, you really need to stop this, you are possibly hurting families with your mis-information. [/quote] The NPC isn’t foolproof. [/quote] It’s pretty damned close if you do it right, and if the offer comes back wrong you are released from your ED commitment, so you have nothing to lose whatsoever. ED is available to every family.[/quote]
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