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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I know we’ve gotten off topic by discussing OP’s astronomical retirement savings, but another reason it doesn’t make sense is that if the funds are truly in retirement accounts, then you’ve been limited in your contributions. Right now, a dual earning couple can contribute 40-some thousand to 401ks and IRAs. The limits were even lower earlier in OP’s career, so even with compounding, the numbers don’t seem to make sense. Does one of you have very generous employer matching? We are in our early 40s and have been maxing 2 401ks and IRAs for since our mid-20s and we are a bit north of 1.5 million in retirement accounts. For the past five years, one of us has had very generous employer matching.[/quote]

The IRS max is $56,000 (when you combine individual and company match/profit-sharing).  So many people think it's just $19,000 per year max.[/quote]

+1 Also in this area you have people who can combine apply to a 403b/401k, a 457 (govt employees), and then add in an IRA.  If you add in employer contributions, it adds up to far more than 40k a year for a household.  If both people in a household are in this situation and you can afford it you can have additions of &gt;100k year.
[/quote]

So OP and her husband are CIA or something similar, eh? Would explain why she's so cagey. [/quote]

Or they work for corporations.  Not everyone in DC works for the government.[/quote]

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