Reply to Joint Checking/Savings Account for Couple?

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[quote=Anonymous]We also have a joint checking/savings account.  All of our investment accounts are also joint accounts.  We tried separate accounts but its just easier this way.

We get our paychecks deposited into one account every pay period. We pay bills out of that account (both "personal" expenses like student loans and "joint" expenses like mortgage payment).  Then, we both know what we have leftover to spend on our own stuff after bills are paid.

I dont have another checking/savings account because I dont see the need for one.  I dont have a need to squirrel away money for a rainy day... Im not planning to leave my husband anytime soon, but if I were (or if he were to leave me) I have a good enough income and family support that would help me get on my feet if needed.  Plus, I dont think my husband even knows the password/login info for our savings acct/brokerage info, so he is really the one who would be screwed if shit hit the fan.

Anyway, back to the lecture at hand, I feel that the joint accounts makes us more of a financial "team".  We can look at the savings acct each month, brokerage account a few times/year, etc. (not looking at that one today!) and know that we are succeeding working towards our common goals.  And, honestly, its just easier.[/quote]

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