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Reply to "After maxing out 401k where do you put after-tax cash savings?"
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[quote=Anonymous]As previously mentioned, a back-door Roth. This is a (legal and commonly used) loophole that lets even high-income households put money in a Roth, by first putting it in a nondeductible IRA and then shifting it to a Roth. See e.g. http://www.bogleheads.org/wiki/Backdoor_Roth_IRA, https://personal.vanguard.com/us/insights/article/ira-insights-roth-112014, http://thefinancebuff.com/the-backdoor-roth-ira-a-complete-how-to.html[/quote]
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