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Relationship Discussion (non-explicit)
Reply to "Joint v. separate accounts "
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[quote=Anonymous]We have a joint checking account and joint savings account, and then we each have a personal checking account and savings account. We figured out how much our joint expenses are (bills, entertainment, gifts, vacations, gas and car repairs, health expenses -- basically, anything we have a shared vested interest in) and we put that amount into the joint checking every month, split according to our salaries. He makes two-thirds of our total HHI, so he puts in two-thirds of this monthly joint amount. Whenever that joint checking account is flush with cash, we transfer some to the joint savings. We pay for our own expenses (clothes, hobbies, entertainment with separate friends) with our personal credit cards, which we pay off from our personal checking accounts. We don't have children, but if we did, obviously their expenses would be paid jointly, according to our salaries -- him two-thirds, me one-third.[/quote]
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