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Infertility Support and Discussion
Reply to "CareFirst BlueChoice - any chance they'll cover IVF?"
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[quote=Anonymous]Hi, I just want to chime in bc I work in insurance. some of what is allowed vs not is generally determined by the states at some level. MD is a little different than say VA. beyond that your employer is purchasing a plan. in most cases employers chose cheaper plans that exclude fertility. I know it seems unfair, but they do it to keep costs down and cover other stuff seen as more necessary. there are some employers that chose to cover fertility, but not many. it's a fairly standard exclusion. again, not saying it's fair, but I would avoid making blanket statements about certain insurers bc it does vary a lot even with one company. most sell some policies to employers that cover fertility, your employer just doesn't chose to cover it.[/quote]
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