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Reply to "car was illegally repossessed and judgment was passed against me, what options do I have?"
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[quote=Anonymous][quote=Anonymous]I hate this phone. Sorry this was not ten years ago, my car was repossessed back in 2013 not sure why it put 2004. I did not know that provisions such as the payment deferment needed to be done in writing though. I will claim responsibility for that. On the phone the lady suggesting it said they were happy to do it and at the end of the conversation she said it was taken care of. I just don't have $5000 lump sum to pay this off. I just had the judgment ruling passed recently. Thanks for your help though. I will call a debt help agency asap.[/quote] That makes a little more sense now. Don't call a debt help agency, most are scams. How much money do you have that you could use for this? If you have more than half the amount, say $3000, I would call up the debt collector and offer to settle for the judgment for that lump sum amount. Most debt collectors pay pennies on the dollar for judgments so they'll probably take the offer. Make sure you document and get the settlement offer in writing before you pay.[/quote]
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