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Reply to "What is your plan to take care of elderly parents?"
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[quote=Anonymous]Living it out now. To my parents' credit, they bought a long term care insurance 20 years ago when they were in their early 60s. My dad was diagnosed with a dementia ten years ago and has been in a progressive decline that required multiple hospitalizations and now a long term care facility where he's been for a year. My mother is living alone, by choice, back at their home and is able to do so precisely because their long term care insurance is comprehensive enough that she can easily and comfortably live there. They also met with a financial planner and an attorney and made detailed funeral/burial plans, guardianship, medical directives, financial arrangements, basically all the preplanning a person could do. My ILs have zero plans, not even a will. I predict a giant mess and long ago told my DH that we will never have our parents live with us. [/quote]
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