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Reply to "Advice on when to lock rate on refi?"
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[quote=Anonymous]I am getting divorced and will be keeping the house. Property settlement is almost done. In order to get my ex off the mortgage (and deed) I will need to refi in the next several months. What does everyone's crystal ball say about mortgage rate trends? I'd rather just go ahead and lock and get it done with but am slightly afraid that the minute I do that rates will go down. Part of my reluctance is due to the fact that I hate that I will be refinancing to a higher rate (current rate is in the 3s). I should just go ahead and do it once the settlement is finalized, right? [/quote]
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