Anonymous
Post 12/31/2013 14:19     Subject: Advice on when to lock rate on refi?
asap
Anonymous
Post 12/31/2013 14:17     Subject: Advice on when to lock rate on refi?
OP here. Thanks everyone.
Anonymous
Post 12/31/2013 07:35     Subject: Advice on when to lock rate on refi?
Anonymous wrote:Yes-- I would do it when the paperwork starts processing.


sorry meant when the mortgage paperwork starts processing-- once everything else is done
Anonymous
Post 12/31/2013 07:02     Subject: Advice on when to lock rate on refi?
Our forecasts say it'll go up over the next two years.
Anonymous
Post 12/30/2013 23:28     Subject: Advice on when to lock rate on refi?
would wait until you are actually divorced. I would not release him from the loan until everything is final.
Anonymous
Post 12/30/2013 22:33     Subject: Advice on when to lock rate on refi?
The rates are lowest in the winter, I would do it now.
Anonymous
Post 12/30/2013 22:30     Subject: Advice on when to lock rate on refi?
Yes-- I would do it when the paperwork starts processing.
Anonymous
Post 12/30/2013 22:25     Subject: Advice on when to lock rate on refi?
I am getting divorced and will be keeping the house. Property settlement is almost done. In order to get my ex off the mortgage (and deed) I will need to refi in the next several months. What does everyone's crystal ball say about mortgage rate trends? I'd rather just go ahead and lock and get it done with but am slightly afraid that the minute I do that rates will go down. Part of my reluctance is due to the fact that I hate that I will be refinancing to a higher rate (current rate is in the 3s). I should just go ahead and do it once the settlement is finalized, right?