Reply to COBRA for Federal job-thinking I need to take a year or so out of work

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[quote=Anonymous][quote=Anonymous]I do not think my boss will approve a leave of absence, and I may have to take some time off work to devote to caregiving responsibilities for young kids and aging parents (cancer, Alzheimers). My husband is self employed so I'm the insured one.  While we search for health insurance, or he moves to employee status, can I get a COBRA from my Fed job? Does anybody know the details, i.e., how long, cost?  Anybody taken time out of the Feds and gone back?  Thanks for any insights.[/quote]

If you can establish yourself as primary caregiver to a parent, your boss has no choice.  The agency will want you to burn through your accumulated sick leave (allowed to care for immediate familly member) and vacation time.  After that, Family and Medical Leave Act applies.  Under the latter, you don't get paid but you keep your health insurance and other benefits.  You'll have to pay full freight for the benefits - the government doesn't contribute to the costs.  There's also a small administrative fee, 2% maybe, on top of the benefit costs.  Good luck - hope everything works out.[/quote]

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