Reply to what is the best way to shop for term life insurance

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[quote=Anonymous]We were in the same situation and we narrowed it down to SBLI, Banner, USAA and Metlife and we are going with USAA. They recently opened it to non-military families. While USAA is a couple of dollars higher than SBLI and Banner, we preferred USAA because it had great customer service. you can also go to AM Best Insurance rating after you find an insurance company of interest and see the companies ratings there. I think USAA had A++ superior. We were also looking for 25 year and not 30 or 20. At 25, it'll be enough to cover the kids through college and a little more time to straighten our finances and only USAA and SBLI had 25 years. I would also call the insurance company of insurance to ask for about the tier below in which they would give you. I heard they would give you the best rate only to find out you don't qualify for that, so I would get the rate they offer and the rate below to get a better idea of coverage. We decided not to go with term life insurance the federal government would have given us because they were a lot more expensive. Good luck![/quote]

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