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Reply to "How much of a pain is it to switch banks?"
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[quote=Anonymous]I'm another USAA customer. I love banking with them. It's so easy. I rent a safe deposit box at my local Suntrust for $85 a year. I open their lowest balance required account without a fee so I can get the box. Plus it's handy if I need to get a cashiers check. Like others have said, open the new account and slowly transition your auto pay to the new account. It may take months but then your are done. I deposit my physical checks through their app on my phone or through my scanner. I have their deposit envelopes for checks that are harder to scan (rebate checks). I order the basic checks through them and they are free, which is nice. I've been using them for probably 10 yrs and don't even miss having a brick and mortar building. And as the PP mentioned, they reimburse you for ATM fees (I think 10 a month). I try to use ATMs that don't charge fees anyway to keep the costs down. [/quote]
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