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[quote=Anonymous][quote=Anonymous]Is he federal?[/quote] Not OP, but FEGLI costs 15 cents per thousand coverage, per two week pay period. Effectively more than twice the USAA quote. It's also not portable, if you leave federal service you have to buy a "conversion policy" from a private company that will determine the cost, based on age and risk class at that time. Another FEGLI downside is you lose it after 13 months in Leave Without Pay status. So FEGLI is great if a piano falls on your head, but death following long, debilitating illness is effectively uninsured. It's not the deal people make it out to be.[/quote]
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