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Reply to "I accidently forgot to pay one $50 credit card bill and it's totally hurt my credit. HELP!"
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[quote=Anonymous]This happened to me when I was on maternity leave - 60 days late and dinged on a bill. Enough to Lowe my credit scor below 750 and my husband has a great credit score so when we refinanced it was a problem. Couldn't get the best rate with me on it so the financing is done in DH's name only. I'm still on the deed etc on the house - just the financing is in his name only. Talk to your bank or mortgage broker and see if that is an option. [/quote]
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