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Reply to "I accidently forgot to pay one $50 credit card bill and it's totally hurt my credit. HELP!"
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[quote=Anonymous]Call and say you've been a customer for x years and have never been late (except of course this one time) and you're wondering if they can extend you any kind of forgiveness given your excellent history with them. Some companies have a one time forgiveness. If the rep says no ask who you can appeal to by way of letter. It would help if there were extenuating circumstances around why you neglected to pay on time, i.e. death in the family, but I am by no means suggesting that you lie. Good luck![/quote]
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