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[quote=Anonymous]I am not the woman with $56k in credit card debt, but she is the one who gave me the idea to post this.  I just had my first child and would love to stay home after maternity leave, but fear that we don't make enough money to not go into debt and/or hate each other by doing so. My husband makes approx $100k/year, and our monthly bills (these are all non-child related, as we are new parents we haven't quite gotten a handle on where those will end up) are as follows:

[u]"Set" expenses[/u]:

Mortgage          1165
HOA dues            70
Car payment 	332
Car insurance	140
Student loan	433
Groceries	        525
Gas for car        300
Phone/tv/net     350
Other utilities     370
Pet costs	        140
Drycleaning	40
Gym          	120
Cleaning lady     120
Other misc. expenses	200
Savings	        400
Home-equity loan 400 (we owe about $5k for some home repairs)

This doesn't include the amount that we have each month for dinners out, lunches at work, our own "whatever we want to spend money on" funds, etc. Those obviously would be reeled in as right now we can pretty much spend whatever we want on whatever we want (within reason).

We don't have any credit card debt other than the home equity loan.  Our current car is almost all paid off, however we envision the need to buy a new one soon but plan to keep it within the same monthly payments as our current car.

Would love input from others as to whether this is "do-able" or not...
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