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[quote=Anonymous]I'm kind of a mix.  I'm good about saving - I've been investing a decent %age in my 401K since I was 22, have a Roth-IRA, own an appreciating asset in an appreciating area (my house), keep emergency savings, started my daughter's 529 in her first year and whenever I get a raise or bonus, it's mostly saved.  When I have rental income coming in (spare room), I save all but $100 of it.  I buy stuff on sale whenever possible.

But I do like to spend.  I like going out to eat.  When I buy a car every 10-12 years or so, I don't buy the cheapest one.  I don't buy cheap trendy clothes, but stuff that will last and look good.  I care about how my furniture in my house looks.  (though I keep it for years and take good care of it.)  I have a Bose home theater system because it makes my music sound really good. I will carry a small credit card balance but mainly because of a big purchase that i'll pay off over a few months.  (like a xmas trip, or a big car repair or expenses that resulted from storm damage.)[/quote]

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