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Reply to "how much credit card debt do you have? do tell please"
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[quote=Anonymous]Three years ago it was $30,000. Due to the economy and being late in some payments the cards jacked my APR to 30%. So I was forced to turn my cards over to a company called Greenpath. They negotiate lower APR's and a payment plan. My APR's went down to 1% and in July all of my cards will be paid off. Best thing I ever did!!!! The catch is during my contract with GP I cannot use credit cards of any kind. I'm self-employed so the inability of using credit terrified me. And you know what, I've made it just fine without them. Haven't used a cc in three years and have no plans to use them even after my contract is over. It changes the way I spend for the better. I highly recommend it. [/quote]
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