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Cars and Transportation
Reply to "Uninsured motorist insurance "
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[quote=Anonymous]Collision coverage is primary so it covers damages to your car, the uninsured motorists coverage is redundant here. But it is primary for bodily injuries and lost wages. Once you exhaust that your medical insurance and your short term disability should kick in. Bottom line I don’t see a point of having more uninsured motorist coverage than your out of pocket medical expenses. I guess it is also useful if your work doesn’t have short/long term disability benefits. [/quote]
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