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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If your hhi is under 300k, do you sometimes do something like a tea at a beautiful hotel, a round of golf (if you golf, or whatever equivalent) at a local resort, a concert that costs $500/ticket...? I never do any of these things. I was at a gorgeous hotel last week just passing by and saw the tea and it looked like an experience I would enjoy, but I find it very hard spending $250+ on a single event over in one hour or two.[/quote]

When we were at that income level, we would budget/plan for how to spend our "entertainment/extra" budget.  But I do agree, when we were at that level, it was difficult to spend that much for a small event.

But it really comes down to a budget.  As long as you are saving adequately (15-20% overall between retirement and regular), then yes you can budget for things like that if you feel it's worth it.  Many time, when you have to wait and think, you decide "nope, not worth spending that amount for that item".

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The problem is I always delay and decide it’s not worth it so we do nothing like this. We are saving. I’ve never been able to set a budget for non essentials. We just don’t spend on things like takeout, coffee out, eating out for ourselves, I do my own hair color and cut…but if we’re out on an outing and teens want a special coffee then I have no issue buying that for them.[/quote]

So you need to get in the mindset that YOU deserve to treat yourself to things.  Only you can decide what that should be.  But think, plan and decide on Takeout one night a week, try a new fancy restaurant every 2 months, get a massage every 2 months, whatever you think will bring you the most pleasure.  Then budget (sounds like you do) and just do it!  Life is too short not to.  So pick one thing, and make it for you (ideally) and do it.  
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