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[quote=Anonymous][quote=Anonymous]Why do I put off purchases I know I need, especially when I have the money?

Examples:

I needed laundry detergent. Target was running a sale, BOGO 40% off, plus they had a $3 off each discount. I was essentially looking at $50 worth of detergent for $30. One part of my brain was like, [i]you need this, one of them costs $13, if you buy four, it’s essentially only double the cost of one, and you’ll have detergent for the year[/i]. But another part was like, [i]but all you need right now is ONE detergent, not four. [/i]

I debated with myself for most of the workday about what to do.

Another:

My kids’ Christmas presents. I set aside money every year for this purpose, so it’s there. Things are starting to go on sale. I know I have to purchase things before the deadline of December 25, right? I have the money, right? So why am I like, [i]but maybe I’ll just wait until next month[/i]? Like, I have a bunch of things in carts, but something (something I don’t know) prevents me from checking out. Why? They are on sale now. They won’t be more on sale next month (likely).

What is stopping me?

How can I overcome this? [/quote]
I am with you on the first one. I don't want to store a lot of something unless I'm going to actually use it up somewhat soon. Detergent lasts a long time in my life now so I don't want to store it. It may go on sale later again anyway. For the second one, gifts which are a one-time purchase, if they are what you know you definitely want and are a goof price, you should buy them now. I have similar issues and I understand. Think through the need and timing and know that you are in control. Every purchase is different and you should look at them that way. You can make any decision you want because it's your money and time. [/quote]

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