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Reply to "Health Insurance for 26-year-old"
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[quote=Anonymous]There are healthcare navigators at nonprofits in every state that can guide her. They can help with examining the ACA options. If she is unemployed she should get a subsidy. The income requirements are based on a look back to previous year’s taxes, but if recently unemployed the navigator can help her file the paperwork to show that. What state is your DD in? My 26 year old DD had very good navigator support and got an excellent policy from the NY State Health Exchange. Was able to keep most of current doctors. Her income is lower so subsidy made it affordable. The list of navigators should be on the state exchange website. If you don’t want to use the free nonprofits, a regular insurance broker can also assist. They are also free because they get paid through the health exchange. COBRA will be much more expensive. [/quote]
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