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Money and Finances
Reply to "Balance transfer out before initiating a dispute or lawsuit for the charges?"
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[quote=Anonymous]Disputing a charge would be unrelated to whatever your current balance is on the card. If you have a $0 balance (since you paid it off or transferred it to a different card), and win the dispute, you will have a negative balance on the card and can call when the statement posts and have them send you a check to get you back to $0. I have had that happen once before when I had a big return on a card I don't use much.[/quote]
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