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Reply to "Federal Employee Health Insurance Open Enrollment"
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[quote=Anonymous][quote=Anonymous]I've been a career-long BCBS Basic Federal Employee Plan participant. This year the family deductible is going up to $303/pp (biweekly pay periods), which has me contemplating a HDHP. We are a family of 3--DH and I are mid-40's and DS is 9. We don't have any foreseeable medical needs in our future; I'm not trying to get pregnant and none of us have any other medical issues other than high blood pressure that's treated by medicine. I'm nervous about the out of pocket expenses for the GEHA or MHBP high deductible health plans, but if we don't have any health issues it seems like a really good deal. Anyone on either of these plans have any insights?? [/quote] Why are you worried about out of pocket expense? The deductible is $3300 and GEHA contributes $2000 for you, so it is only $1300. The premium difference between BCBS basic and GEHA HDP is way more than that. So really, you come out ahead under any scenario. [/quote]
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