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Reply to "Unique situation - Tribal Healthcare and deciding on assisted living"
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[quote=Anonymous]My MIL is at the point, that she needs to move into some type of assisted living facility. She currently receives all her healthcare through the tribal healthcare system and pays $0. We are looking at facilities in her home state but all of her kids live scattered about the country. Being closer to one of the kids might make it easier but I cannot figure out the financial costs of giving up the tribal healthcare. She currently does not have secondary insurance with Medicare because her tribal healthcare is the secondary insurance. Even if she stays in her home state, she most likely will need to move to the larger city within the tribal boundaries for a variety of reasons so should wouldn't be staying in her community. I have no clue what the "average" medical costs with Medicare are but I suspect giving up the tribal healthcare is foolish. She has some money but not a lot so conserving money is a goal. She also has a degenerative disease so possibly has higher than average medical costs. This is clearly not a common problem and trying to sort out the actual medical costs under Medicare is not easy. Any thoughts, advise, comments?? [/quote]
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