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Reply to "s/o adult children, one with mental challenges"
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[quote=Anonymous][quote=Anonymous]We have 2 adult kids, both early 20s, and one has had a mental illness for the last few years. So far all has been good with meds, but that can change if they become med resistant. We are working on a new will version and interested what others may have done here. Do we split assets in half, then split that in half for both kids and leave the remaining half if the one DC is unable to work and care for themselves? Also do that to safeguard the money from any possible exploitation? Or divide all in half and hope for the best? Don't want the one kid to feel financially responsible for the other, so am interested in protecting the money. Yet also want to operate out of respect for both kids, etc. Appreciate any insights.[/quote] Use some of the money now to go to trust attorney. Have it set up so your one child does not have to mourn you when die and set up taking care of an adult sibling. A trust attorney can talk you through options.[/quote]
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