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Reply to "Advice needed regarding car being hit"
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[quote=Anonymous]A car hit our parked car and caused minor damage but still damage that needs to be repaired (bumper falling off and a heavy scratch about 1.5 feet long). The driver does not want to go through insurance. What are the pros and cons of going this route for me (not so worried about the driver)? Is it just easier to go through insurance? If I do contact the driver's insurance company is there any way that my insurance premiums will go up despite it being 100% the driver's fault? Thanks in advance for any advice you can share[/quote]
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