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Reply to "I can afford X per month for in home care for my mom, but what happens when needs increase?"
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[quote=Anonymous]Call the area agency on aging for your mom’s state and discuss the options. There are some services available on sliding scale payment that can enable her to stay home longer. She can pay for what she can afford now, and then as she spends down she may qualify for subsidized services. It won’t keep her out of a nursing home if she needs that level of care, but potentially enough to keep her at home for a while. Explore that before you use your own money. You may need your funds later to extend the time she can remain at home when there is a gap between what is provided and what is needed to keep her safe at home.[/quote]
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