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Reply to "I can afford X per month for in home care for my mom, but what happens when needs increase?"
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[quote=Anonymous]My mom has very little saved, is low income, and doesn't live somewhere with Medicaid waivers for home care. She's OK now but starting to go downhill, so I'm trying to plan ahead. We could cover maybe $1000 per month of in home care (maybe a couple of 4 hour shifts per week? ) but I think as she declines she'll quickly need more care. She lives in a single family home that's paid off (but isn't worth muh due to location and is kind of run down) and doesn't want to sell and move into an apartment, which could set her up for low income senior housing once the money from the home sale runs out. She's very against eventually going into a nursing home, but we just don't have the money to fund a comparable level of home care once she would qualify for a nursing home (or even well before that, honestly).[/quote]
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