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[quote=Anonymous]There are several different models for CCRC. Some are all rental with no buy-in. But the monthly fees are usually higher. Some are large buyin, with smaller monthly(but still high), but you get 90% back. Some have sliding scale of buy-in with smaller buy-in means less back at the end. Most places increase the monthly cost as you move to higher levels of care. But there are others that you pay the same monthly fee regardless of level of care. (But there are health requirements to enter. And the IL monthly fee will be higher than other IL places.)

My advice is find a place with on site medical clinic. As my parents got older, there need to go to the clinic for little things increased. Most places say they have a shuttle to take them to off site doctors, but that’s a pain and often the shuttle isn’t available when you need it. And now you have to take off work to drive them to their doctor to check for a UTI.

Also, pick a place close to where you live. The last 6 months, I was over there practically every day. You say within 90 mins, but round trip is 3 hours. That will slowly suck your soul as you try to also deal with work and kids. [/quote]

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