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Reply to "S/o What do you think a middle class life style looks like?"
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[quote=Anonymous][quote=Anonymous]If we go with approximately the middle of the middle class income distribution - say $120K for a family of 4 - I think the corresponding lifestyle is: - home ownership, but no major renovations - 2 cars with loans, buys cars used - public school - No issues covering monthly groceries, utilities; good insurance through work - 1 vacation in driving distance each summer, vacation with flights every 3 years or so - School sports, school music programs but minimal to no extra private lessons or club programs - Savings to support moderate emergencies (new appliance, car repair) but not $10K+ expenses. No investments outside 401K and 529 - Minimal college savings; not enough to do 4 years at state flagship for both kids without loans - Can buy new clothes, shoes as needed but shopping sales / TJ Maxx[/quote] This sounds the most accurate and realistic. [/quote]
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