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Reply to "FERS survivor benefit "
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[quote=Anonymous][quote=Anonymous]When the federal spouse retires, they can choose if they want a) Full FERS survivor annuity (50% of the spouse's monthly pension) b) reduced FERS survovor annuity (25% of the spouse's monthly pension) c) no FERS survivor annuity (0%) a) is the default; spouse would need to consent to change it. The cost is 10% of your pension monthly. b) costs 5% of the monthly pension. c) has no cost If the spouse will continue to need FEHB (Federal Employee Health Benefits) after the death of the federal employee/retiree, their portion of the premiums would be deducted from their pension payment. The non fedgov surviving spouse is ONLY eligible for FEHB to continue if he or she gets either a) or b). If choice c is selected, when the federal retiree dies, the spouse cannot continue FEHB.[/quote]The Fed BCBS is awesome. Take it and keep taking it for life. [/quote]
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