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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]He says you won’t be driving his car and he’s therefore not paying insurance for you to drive it? My insurance won’t allow that, everyone in the house has to be listed for all the cars (painful when it comes to teen drivers and expensive cars we own).[/quote] I have Erie and I can exclude people. I have a 20 year old and I don’t allow him to drive. He has a license. I don’t pay insurance for him. If I allow him to drive, I would be personally responsible for any accident. If he takes my car without permission i have to report it stolen. [/quote] Why is he not allowed to drive? [/quote] But if your 20yo drove another car and got into an accident would he be insured? If he borrowed his friends can and got in an accident would he be covered. Couldn't the other person's insurance come after you? This seems like an easy way to set yourself up for inadvertent legal headaches and financial ruin.[/quote]
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