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Reply to "Lower middle class family of 4"
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[quote=Anonymous]First of all, while lower middle class might be a reasonable moniker if you're in the DC area, you are not working poor. Working poor is people who make minimum wage or close to it. $16 an hour, 40 hours a week, 50 weeks a year (as you don't get paid vacation, holidays, or sick days) and you're at $32k a year. Even a dual income family is at $64k. You make double that. So the first thing I'd make is a mind shift change. What I would recommend though, is not side jobs, it's looking at your current salaries/career paths and seeing what your options are for increasing your income. You don't want a temporary boost of a few thousand dollars - you want to be growing your incoming in a sustainable way. So - what do you do and what does your spouse do (assuming you both work)? What education do you have? Are there any other skills you have on top of your current job that are worth noting?[/quote]
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