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Reply to "Get insurance coverage for child through both parents’ plans to help cover therapy?"
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[quote=Anonymous][quote=Anonymous]OP here. This is very helpful. I don’t think establishing medical necessity will be a problem (OT, PT, speech therapy for a toddler). He will have multiple appointments a week and we’ll wipe out the 60 visits in no time. What’s the best way for me (someone who tries, but really doesn’t understand health insurance) to figure out what the best approach is as we head into open season when my spouse and I can select new coverage?[/quote] The terminology to use when asking questions is “coordination of benefits”. You want to find out which policy will be primary and what additional will be covered by the secondary carrier. [/quote]
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