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Kids With Special Needs and Disabilities
Reply to "Get insurance coverage for child through both parents’ plans to help cover therapy?"
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[quote=Anonymous]What you need to look at is the joint coverage provisions of the policies. Depending on the policies, you could have double the amount of coverage. Or you could have only the amount of the higher of the two policies. Coordination of coverage provisions are complicated. They can eliminate ate all of the benefits of double coverage, which would mean you still pay the same OOP but pay for an extra insurance policy. I am an attorney who advised and litigated on this issue often. Know the policies you are buying. When it looks too good to be true, it probably is. [/quote]
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