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[quote=Anonymous]Find less expensive ways to treat yourself. I switched to coloring my hair at home (there are some great high quality home dye kits that won't damage your hair), doing my own nails, making fancy mixed drinks at home instead of buying them at a bar (or buying a $20 bottle of wine and drinking it over a couple nights at home rather than paying $50+ for the same wine at a bar), and so on. Some of this stuff I just do on my own, but you can also invite friends over to join you and it will feel even more like a treat. You might even identify a friend who is similarly trying to cut expenses and support each other.

I also enjoy doing luxe bubble baths. And I make my morning pour over coffee at home with really good beans and a good quality insulated cup so that I never feel the need to stop for coffee.

Other ideas:

- If you subscribe to more than one streaming service, pick the one you are enjoying most right now and pause all the others. Then as you finish shows or want to watch stuff on other services, pause one and re-activate another, so you're never paying for more than one streaming service.

- Do a major closet cleanout. Consign good quality clothes you don't wear anymore and use the consignment store credit for any future purchases -- doing this can eliminate clothing purchases for 6 months or more. And cleaning out your closet will remind you of good clothes you already own but maybe forgot about, so you may feel less of a desire for new items.

- Before joining in for those girls weekends, group birthday dinners, etc., really ask yourself if your enjoyment of the event will justify the cost. I think right now you are looking at it as "well it will be split 6 ways so it's not that bad" but I think that's the wrong metric. There are some friend groups where splurging on the weekend AirBnB would be totally worth it for me, but definitely not all. Peer pressure is a great way to blow up your budget and it's not always worth it -- remind yourself that few friendships last more than 7 years and question whether it is worthwhile to be spending thousands on outings with friends who are unlikely to survive the next decade. [/quote]

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