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Money and Finances
Reply to "Help me spend less money on BS."
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[quote=Anonymous][quote=Anonymous]Make a budget category of "fun money" so you can feel like you can treat yourself but it's within your budget. [/quote] +1 This, but also some tricks that worked for me at various points: * When you're about to buy something online, save it in your cart for a day. If you still want it, the store has like a 50% chance of sending you a coupon to get you to come back, but mostly you won't want it. * When you're out only use cash - it gives you a hard stop when your wallet is empty and psychologically we don't like giving it away so people spend less than when they use cards. This will keep you to one drink, help you say no to the coloring upcharge, etc. * Lastly, give yourself "treat" achievements - when you get to 3 months' savings in your rainy day fund, you can take the savings you would put in the next month and put it toward a trip, or purchase. Repeat when you hit 6 months, etc.[/quote]
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