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Reply to "Random question for people who have had a recent-ish accident"
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[quote=Anonymous]We're in Maryland and my anecdotal experience (ours and our friends) is that each driver's insurance company pays for the repairs on their respective cars. Most recently we had this when my wife was rear ended at a red light. Doesn't matter, the drivers file claims with the own insurance companies and, usually, their rates go up accordingly. The only exception we had was when the police were on the scene, filed a report and issued a moving violation to the other driver. I think that's the only way to put yourself in the clear.[/quote]
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