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College and University Discussion
Reply to "What money is fair game for financial aid?"
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[quote=Anonymous]The colleges assume that relatively more of the tuition money is coming from your income rather than assets. So, for example, if you have 100K in savings, they may say that about $10K of that should be used toward tuition. You can play with a net price calculator for a specific college and see how they assess income vs assets. Re: the pellionaires. The AGI to avoid declaring assets for Pell grant is very low, like $25K. This works for some FIRE crowd who tend to move to areas with low cost of living, but for most other people, even minimal living expenses will trigger revealing their assets. Also, the majority of at least somewhat competitive schools, including the publics, require CSS. If you are considering the kind of school that looks at FAFSA only, you'll likely end up at the same place with merit aid they offer.[/quote]
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