Reply to Saving account with good interest rates

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am still sitting on almost 500k w/ ally earning 1%. There really isn't anything more attractive. Citi has an offer - 1500 if  you transfer 200k (but less bouns for smaller transfer) but i decided not to move. [/quote]

Ha thanks, I have the same problem. DH and I have about 500k on a saving account and I have an extra 80k on my personal account with same bank and just realized part of it will not FDIC insured, so I need to move it. I think I will do Ally Bank for long term and maybe do chase saving for the $150 bonus...not sure it is worth it though...[/quote]
Why isn’t it FDIC insured?[/quote]

I am sure PP meant it's over 250k FDIC limit. So anything over 250 is not insured. [/quote]
This is why you want to open up several accounts. So you can park your money upto $250K without stressing out.

Also do CD ladder. Google credit unions. They sometimes have much better rates than banks. They do this to increase their deposits and ranking.  [/quote]

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